EDUCATION LIBRARY

There’s no simple way to raise credit scores, especially overnight, but here are steps that you can take yourself to restore your Credit and start raising your scores this year!

When it comes to adding another person to your account or joining someone in sharing a credit card, it’s important to understand both options.

Medical debt remains a major problem for millions of Americans, because many people with insurance still face high deductibles and out of pocket expenses.

There are times when paying only minimums makes sense, but as a long-term strategy for managing debt, it's a recipe for serious trouble.

Taking action is the most important step towards success. Being a student with Living Better 101 means that you took action toward achieving your goals.

Debt collectors buy debt for pennies on the dollar. Since the debt is purchased for so little, there may be significant room to negotiate a settlement.

Every dollar saved creates money for investing, money for an emergency fund, and money to pay down your credit card balances or personal loans.

Whether you filed a claim for a cash payment or credit monitoring, it’s worth protecting your credit from criminals who want to use your personal information.

While your focus may be on creating a plan to pay off those loans, it’s important to know that your student loans can influence your credit health.

The Credit Bureaus intentionally delay your Credit Restoration process. They do this to discourage people from fixing their credit or using Credit Restoration services?

Our greatest success comes from our relationships with our students and level of education provided. We restore credit using an effective 4-part system.

Married couples don’t share Credit Scores, and your individual score won’t change simply because you’ve become legally wed, but you should try this after tying the knot...

In need of a declutter for better credit? Take this 5-question quiz to find out and find strategies to keep you accountable to achieving your goals and desires.

It's vital to know that you have accurate personal information reporting to the Credit Bureaus. It's also your lawful right to have accurate information reporting.

Retail Credit Cards offer a chance to receive perks at specific retail locations. Along with perks, most of these cards come with certain limitations, as well. Try looking out for...

Having strong credit is essential.

We've discovered 4 effective steps to help you achieve higher credits scores during the holiday season.

Whether you’re just starting to build credit or restoring your scores and trying to maintain them, it helps to know what people with Good Credit have in common.

Here at Living Better 101, we believe in teaching financial literacy and providing the knowledge and tools necessary for financial and credit recovery.

We've recently added new packages to our menu of solutions and offerings.

Our objective is to truly meet the needs of every student and situation!

The Statute of Limitations is simply a set period of time for creditors to initiate certain kinds of legal action for unpaid debts or past-due payments.

Our Certified Credit Coaches are here to help you take back your power! Here are 5 simple steps for removing late payments from your Credit Report forever.

For most Americans, student loans are a necessary part of getting a good education. When payments are missed, and they go into default, they can become a credit nightmare!

Is professional Credit Restoration worth more than DIY Credit Repair? Many people do it themselves, whereas others need to call an expert for help.

We know that recognition for hard work, consistency and dedication only encourages more effort in working toward even greater results.

While taxes themselves don't directly impact Credit Reports, failing to pay your tax bill or using Credit to pay your tax debt can indirectly hurt your Credit.