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DISCLOSURE AND DISCLAMER

  • • Living Better 101 is not affiliated with the following: any local, state or federal government agencies; credit lenders, banks or collection agencies. We are not a lender, a legal advice service or a legal tax service. We are an independent company that specializes in the development and administration of documents to assist clients with the necessary paperwork needed to complete the deletion process of inaccurate information on their credit report. If you need legal or financial advice, please contact an attorney or financial professional.

    • Ability to Apply for Relief. You can delete inaccurate information from your credit report on your own, without paid assistance, through the rules laid out by the FTC; https://www.ftc.gov/system/files/545a_fair-credit-reporting-act.pdf. Each of the FTC’s processes by which inaccurate information is corrected has specific conditions and requirements that must be satisfied, and borrowers may not be able to fully perform the process.