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To Hack or NOT to Hack

If you take a look at what Wikipedia has to say about what a ‘Life Hack’ is, here’s what you will find… “A life hack is any trick, short cut, skill, or novelty method that increases productivity and efficiency, in all walks of life.” This sounds amazing right? Give me a short cut that will make my life more productive, and I will be able to accomplish anything more efficiently. This might work for cleaning the baked on enchilada grease in my oven or for removing the ring in my toilet bowl, but I can assure you, it does not work for reaching long lasting Credit Score goals. First, let’s take a look at the word Efficiency used above in the definition. Ask yourself would you rather be Efficient or Effective when it comes to accomplishing your goals? Let’s take a look at the definition of both words to understand what I am getting at.

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