Awareness is about restoring your FREEDOM to choose what you want instead of what your past imposes on you.
Visiting with my mom, I asked her about the letter she was editing. It was a letter concerning a financial matter that was costing her about $2000. I listened as she read it out loud. I was intrigued by every detail she had included and when she was finished reading, I was as sure as she was that the situation would be cleared up.
A couple of days later after visiting my dad in the hospital, I came out to the car to find a parking ticket under the wiper blade on the windshield. I got that sinking feeling in my stomach. I was sure I had paid enough for the amount of time I was there. Clearly I was wrong, I had missed a clear get away by a mere 20 minutes.
After walking out from the hospital into the windy and freezing cold (to this California girl it was absolutely freezing cold), worried about my dad, this was one more thing I didn’t want to deal with.
I let my mom know about the ticket, after all I was using her car, and she surprised with advice to write a letter.
To an automated system that requested payment immediately or the required amount would go up? I would never consider writing a letter to the company that issued the ticket.
Ignoring my mom’s advice, the next morning I logged into the automated payment site to pay the fine. It seemed much easier than going to all the work of letter writing, besides, I was in hurry to get to the hospital. My frustration grew as the online sight wasn’t working. Not giving it any more energy or attention, I stuffed the the ticket and my payment receipt into my wallet and left for the hospital once again.
Upon returning home I cleaned out my wallet and found the annoying ticket. With nothing to lose, I decided to heed my mom’s advice and write the silly letter. I thought it was a waste of time, and so without any confidence in the outcome, I sat down to write.
In about 15 minutes I had a draft explaining my situation with my dad, describing that I thought I had paid the proper amount for the time needed and attached a copy of my paid receipt and the violation. After reading it over one more time, I sent it off not expecting anything to come of it.
The next day…
Thank you for your email.
After further review, our appeals department has cancelled this invoice relating to your situation. Please know that we sympathize with your situation and apologize for any inconvenience that this may have caused. We are working with the hospitals to have protocols put into place where circumstances may not allow for visitors to purchase their parking.
Thank you for your patience and assistance in making our processes better.
Resolution Dispute Department
It worked! They had even referred to me by my name. I had done it, I had saved myself $75. (Or I should say my mom had saved me the $75.)
It occurred to me that it is what we do for our students. We write letters. Using the laws, our knowledge and confidence in our knowledge we take each unique situation and create letters. The process works, so why had I doubted the letter writing process for myself?
The situations I see our students face daily are:
- Late payments and fees
- Authorized user affected by account owner’s situations and choices
- Fees charged wrongly
- Withdrawn tax liens reporting incorrectly on credit reports
- Personal information incorrectly reporting
The list goes on and on. So do the letters that we write for our students.
In the past few days one of our student’s realized a credit card payment was missed and a late fee applied. A phone call to the credit card company caused a review of previous on time payments which resulted in a reversal of fees and most importantly a written document stating the account was in good standing. With that document we created a letter for the credit bureaus and all three bureaus removed the ’30-day-late’. The scores recovered.
My mom had reminded me of some important lessons, those same lessons apply to us all.…
- Every dollar matters.
- No-one cares about me as much as I do.
- I am important so it’s up me to stand up for myself.
- The written word works, and a letter is a great tool.
I am now writing to dispute a credit card charge that was to be refunded. This time I have confidence in the letter writing process and once everything is submitted, I’m sure the outcome will be positive.
What I know – letter writing may be a lost art, but it is a necessary tool in taking care of my life and finances. It is a necessary tool in changing things for the better for all of us.
Go ahead, write that letter. I dare you to give it a try and then let me know how it turns out. If you need help you know where to find it.
Happy letter writing!
Office phone 844-844-3911